What is a Product Line Manager for Lending Solutions? A Complete Overview
Quick Summary
Pathward is a financial empowerment company dedicated to achieving "financial inclusion for all™" by partnering with innovators to dismantle traditional banking barriers and promote economic mobility through responsible and secure financial products. Operating with a hybrid work model and a "HUMBLE*HUNGRY*SMART" philosophy, the company is seeking a Product Line Manager for Lending Solutions to act as the strategic owner of its lending portfolio, a builder passionate about the intersection of credit, payments, and fintech within a regulated banking environment. This role involves setting the vision and ensuring the commercial success, governance, and compliance of consumer and commercial lending products offered through Sponsor Bank partnerships. The manager will define and own the overarching product strategy for a diverse line of solutions—including installment loans, lines of credit, charge cards, and embedded credit features—while also creating and managing the Product Guidelines that establish the essential rules for eligibility, pricing, and operational standards to ensure alignment with the company's high standards for risk and excellence.
## What is Pathward? Pathward is a financial empowerment company that champions the mission of creating financial inclusion for all™. We're a unique hybrid company that embraces remote work but also...
What is Pathward?
Pathward is a financial empowerment company that champions the mission of creating financial inclusion for all™. We're a unique hybrid company that embraces remote work but also maintains physical offices in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA. Our core focus is on partnering with innovators to expand financial availability and opportunity. We actively work to dismantle the barriers that traditional banking institutions often create, promoting economic mobility through responsible and secure financial products.
Our strength comes from our people. We're a team of creative problem-solvers who believe our diverse perspectives make us stronger and more successful. We live by a *HUMBLE*HUNGRY*SMART philosophy and are convinced that the best ideas emerge when we listen to the voices of our employees, customers, and the communities we serve.
At its core, a Product Line Manager for Lending Solutions is the strategic owner of a company's lending portfolio. At Pathward, this role is for a true builder who is passionate about the intersection of credit, payments, and fintech partnerships within a regulated banking environment. We're looking for someone to take charge of the strategy, governance, and commercial success of our commercial and consumer lending products, which are offered through our Sponsor Bank partnerships.
This person sets the vision for our lending products, guides new solutions from concept to launch, enhances our current offerings, and ensures everything we do aligns with our standards for risk, compliance, and operational excellence.
### What You'll Be Doing
As the Product Line Manager, your responsibilities are centered on product strategy and ownership. You will:
* **Define and Own the Product Strategy:** You'll shape and maintain the overarching strategy for our entire line of consumer and small business lending products. This includes everything from installment loans and lines of credit to charge cards, innovative hybrid debit/credit accounts, and embedded credit features.
* **Create and Manage Product Guidelines:** You will be the steward of our Product Guidelines, establishing the rules for eligibility, pricing, and other key aspects of our lending solutions.